Ganakya — Privacy Policy
How Ganakya collects, uses, and protects your data.
Effective date: September 19, 2026
Ganakya Privacy Policy
The short version: Ganakya does not collect any data. Not "minimal data" — none.
Who is responsible for this app
Ganakya is a product of CloudServe Apps, a division of RAMSIO CLOUDSERVE INFOTECH PRIVATE LIMITED (CIN: U62091KA2025PTC210162).
Registered office: #36, WeWork Prestige Central, Infantry Road, Mahatma Gandhi Road, Bengaluru, Karnataka 560001, India
What we collect
Nothing. Ganakya has no accounts, no analytics, no advertising, no crash reporting, and no servers. The app makes no network requests. Every calculation happens on your device and never leaves it.
Your data
Loan, investment and GST figures you enter — and the calculation history built from them, so you can revisit past results — are stored only on your device until you delete them. "Delete all data" in Settings removes everything the app has stored at any time. Uninstalling the app removes everything the app itself stored.
Currency rates
The currency converter uses a fixed, dated set of reference exchange rates bundled with the app. These are not live rates and are never fetched from the network — the app shows the date they were last updated and never claims real-time accuracy.
Not financial advice
Every result in this app — EMI, SIP/lumpsum, FD, RD, PPF, GST, and unit/currency conversions — is an estimate for planning purposes only, based on the numbers you enter and standard formulas. It is not financial, tax, or legal advice, and the app makes no product or lender recommendations.
Permissions
Ganakya requests no runtime permissions on Android or iOS to perform its core function.
Children
Ganakya collects no data from anyone, including children.
Changes
If this policy ever changes, the new version will be posted at https://cloudserveapps.com/apps/ganakya/privacy and updated here with a new effective date.
Contact
- App support: [email protected]
- Privacy, legal or grievance enquiries: [email protected]