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Ganakya

EMI, SIP, FD, RD, PPF, GST and more — offline money calculators for India. No ads, no accounts.

One suite of Indian money calculators with the depth most calculator apps skip — full amortization schedules, prepayment what-ifs, and year-wise SIP growth tables.

At a glance

Status
In Development
Category
Finance
Pricing
Free
Platforms
Android

About Ganakya

Every result in Ganakya carries a clear "estimates only, not financial advice" note. There are no lender links, no product recommendations, and no affiliate placements anywhere in the app — just the numbers, calculated the same way whether or not a bank would like the answer.

Key Features

EMI calculator with a full amortization schedule, prepayment what-ifs (lump-sum or recurring extra payment), and side-by-side loan comparison.
SIP / lumpsum calculator with maturity value, total invested, wealth gained, and a year-wise growth table.
FD and RD calculators — maturity value and interest earned, per current standard formulas.
PPF calculator — maturity value at 15-year and extended horizons.
GST calculator with rate presets (5/12/18/28% + custom), inclusive/exclusive, and CGST/SGST/IGST split.
Unit converter across common categories (length, weight, volume, and more).
Currency converter using a fixed, dated set of bundled reference rates (INR base plus USD, EUR, GBP, AED, SGD, AUD, CAD) — never live, always shown with the date they were last updated.
Calculation history for every calculator, stored only on your device.
Shareable result cards, an Android home-screen widget for Quick EMI, Hindi and English, and dark mode.
No ads, no accounts, no tracking or analytics, and no network requests of any kind.

Data Safety

Ganakya collects no data. Play Data Safety is declared "No data collected" — the app has no accounts, no analytics, no advertising, no crash-reporting SDKs, and makes no network requests of any kind (independently grep-verified; iOS privacy manifest declares no collected data types, though iOS is deferred for this launch). Every calculation and the resulting history are stored only in local, on-device storage; the currency converter uses a bundled, dated set of static reference rates, never fetched live. Ganakya requests no runtime permissions on Android or iOS. This app is Android-only for this launch.

Privacy & Legal

Legal & Compliance

Ganakya's privacy policy, terms of service, and support information are published below.

Privacy Policy

Terms of Service

Support

Availability

Ganakya is currently in development and not yet available on app stores.

Ganakya is in active development — features, specifications, and launch timelines may change before release.

Frequently Asked Questions

What is Ganakya?

One suite of Indian money calculators with the depth most calculator apps skip — full amortization schedules, prepayment what-ifs, and year-wise SIP growth tables.

What platforms is Ganakya available on?

Ganakya is built for Android.

How much does Ganakya cost?

Free, in full — no ads, no accounts, no in-app purchases.

When will Ganakya be available?

Ganakya is still in active development and not yet available on app stores. Reach out at https://cloudserveapps.com/contact and we'll let you know when it's ready.

Want to hear when Ganakya launches?

Ganakya is still in active development. Reach out and we'll let you know when it's ready.

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